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RAJIV SWAGRUHA

PREAMBLE

There are several housing schemes for the urban poor. Land cost in the urban areas has been increased manifold. The poor are benefited from the existing housing schemes which are highly subsidized and the rich face no problems in getting houses of their choice , the moderate income group only has been relegated to the back position of not being able to afford a decent house / flat with minimum facilities and basic infrastructure.

There was no housing scheme of the Government for this section of the people. The private builders were charging abnormal prices and supply was limited which was again artificially increasing the cost. Due to this steep rise in real estate, the moderate income group was unable to buy a flat of their own. And very few who could buy a flat somehow, were shocked when they realized that they have been cheated by the private builder who constructed the flat flouting/violating building byelaws and rules of the municipal corporation. The High Court of A.P. passed a historical judgment asking the present occupant/owner of these buildings to pay penalty charges in order to get their building regularized (BPS). The builders who constructed have vanished by them, since they were ‘fly - by - night operators’. There was no one to balance this anomaly or stop the cheating of citizens.


RAJIV SWAGRUHA SCHEME:


In this back ground, with the objective of “every person having no house of his or her own must own an affordable house” the Government of Andhra Pradesh embarked upon a unique and ‘affordable housing’ scheme called “Rajiv Swagruha” for moderate income groups in the urban area of the State in the year 2007 ... [more]


ANDHRA PRADESH RAJIV SWAGRUHA CORPORATION LIMITED


To implement the project, the State Government incorporated a ‘special purpose vehicle’ in the August 2007. The Corporation is working under company’s act 1956; it is working on no profit - no loss basis. There is no budgetary support from the Government. The Corporation is taking programme loan/bridge funding/project finances from banks and financing institutions against the land for initial period. The Corporation has sufficient and talented workforce to execute the project. The construction is being entrusted to “Agencies” on merit through e-procurement platform on contractual terms and conditions.


WHO ARE ELIGIBLE APPLICANTS


The applicant should be in the income bracket of Rs. 6000/- p.m. to Rs. 50,000/- pm ... [more]


DEMAND ASSESSMENT & TREND ANALYSIS


A demand survey was conducted from 25th March ’07 to 22nd April’07. 1, 76,067 applications from 127 Municipalities have been received. There was a conscious decision to take construction in places where more than 100 applications were received. Hence 1,74,748 applications in 98 Municipalities were qualified for the construction. ... [more]


SCHEME COST AND PHASES


The total demand of 176076 No. of units requires construction of 139.17 million Sft. with the cost of Rs. 22,000 crores. Since construction will take minimum 24 months to 36 months, depending upon the nature and size of the plan and the pattern of construction, the scheme implementation has been phased out as follows:


SELF FINANCE PATTERN AND SCHEDULE


The old applicant (those who registered in 2007 during demand survey) has to pay 25% of cost of the house/flat initially with in three months and 75% of the cost in four stages may be bank loan if the applicant requests and desires so, APRSCL will act as facilitator for availing the bank loan. ... [more]


SPECIFICATIONS


In costly areas flats are proposed for construction and in Municipalities individual houses subject to availability of adequate suitable land at reasonable cost ... [more]


THEMATIC LAYOUTS


The sites selected are strategically located and the extent varies as per the demand and future extension. The Corporation prepares thematic townships, engaging Architects, and invites bids on e-procurement platform. Detailed survey together with contour survey is done ... [more]


FACILITIES


Modern day living demands hassle free life. After days of hard work, the home should provide minimum basic comforts for the moderate income group category as both husband and wife are working. Keeping this mind the APRSCL conceptualized certain facilities which are adding value to living but not at huge cost ... [more]


INFRASTRUCTURE


The APRSCL has studied the availability of infrastructure in several colonies constructed in the past and observed that the quality of life in the absence of appropriate infrastructure is not there even if occupant is living in a well designed flat / house ... [more]


QUALITY ASSURANCE


Laboratories at the field are established at each and every project for testing materials strength and standard along with quality. There is quality assurance and vigilance wing in the head office headed by a senior General Manager ... [more]


TECHNOLOGY INTERVENTION


The traditional method of construction of individual houses comprising of load bearing walls with an appropriate roof above or reinforced cement concrete (RCC) framed structure construction with masonry infill walls is totally inadequate for mass housing construction in view of the slow rate of construction ... [more]


SENIOR CITIZEN HOUSING


Senior citizen is a person of relatively of advanced age, specially a person at or over the age of retirement. During the last few decades better health care facilities have left to significant increase in life expectancy that has resulted in growth of population of person who are sixty plus ...  [more]


LAND REQUIREMENT


For constructing full demand of 1.75 lakh houses the extent of land required is 13000 acres, spread over 94 Municipal areas ...  [more]



Though Rajiv Swagruha as a Housing scheme is a new model, the schemes of such nature will be successful if the finances either to the customer or to the APRSCL are provided on a preferential basis at a concessional rate of interest. Since the prices of APRSCL are realistic with best quality standards, lower interest rate from Financial Institutions is the key for its success.



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SENIOR CITIZEN HOUSING
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SCHEME DETAILS
Layout
Unit Designs
Floor plan
Quality Assurance
Scheme Progress
Specs
Infrastructure
Facilities
Technology Intervention
CATEGORIES OF FLATS / HOUSES
Sl # Category Flats Independent Houses
1 Classic-3 BHK 1470 Sft. 1478 Sft/250 Sq.Yds
2 Intrinsic-2½ BHK 1150 Sft. 1150 Sft/200 Sq.Yds
3 Basic-2 BHK 765 Sft. 685 Sft/150 Sq.Yds
4 Civic-1 BHK 523 Sft. 400 Sft/ 100 Sq.Yds
SENIOR CITIZEN PROJECT CATEGORIES
Type Unit area Amenities Total
A 533.00 Sft 113.00 Sft 646.00 Sft
B 509.00 Sft 107.00 Sft 616.00 Sft
PROJECT PHASING & TENTATIVE COST
Sl # Phase Units Tentative Estimate cost(in crores)
1 2007-08 45000 5900.00
2 2008-09 75000 8,900.00
3 2009-10 54748 7,200.00
Total 174748 22,000.00
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